Mortgage Terms

Properties Considered:

Residential; Rehabs for Flipping, Buy and Hold, Cash Out and Cash Out and Refinance

Commercial Real Estate; Apartments, Multi-Units, Warehouses, etc.

Length of Loan:

Flexible loan terms from 12-360 months.

Borrowing Entity:

Borrowers can close in the name of an LLC

Lien Position:

First mortgage position.


A legal personal guarantee is required.

Loan to Value:

Up to 85% of contracted purchase price for purchase transactions

Up to 75% LTV of the as-is value for refinance transactions

Interest Rate:

Rates as low as 9.5%

Loan Size:

$75,000 to $5,000,000

Loan Advances:

Funds will be forwarded in draws of 1 to 4 advances to be determined by us. Funds will be wired by direct deposit into an account provided by the investor. An on-site inspection to determine current progress of the project may be required prior to release of funds. A sub-contractor guarantee may be required.

Prepayment Penalties:

Some programs do have prepayment penalties.

Loan Origination Fees:

2-5 points.